fixer

By not paying direct debit it cost you money maybe as much as 80 pounds a year though as you say when you get the bill it makes you stop and think.
The credit crunch does not affect everybody those with good jobs and incomes will just carry on spending . For every body else the rise in prices of everything makes you shop around and i shop in Lidl ansd Aldi they have some great products better than the main supermarkets.
Here is my advice shop around use price comparison sites such as www.moneysupermarket.com and the best one on the internet [url="http://www.moneysavingexpert.com"]Money Saving Expert:
www.confused.com
www.energyhelpline.co.uk
www.pricerunner.co.uk - ...
www.energywatch.org.uk/
www.uknetguide.co.uk/Finance/Utilities
www.thisismoney.co.uk/
www.dooyoo.co.uk/price-comparison
UtilitySwitch.com/Compare energy Prices
www.comparethemarket.webs.com
USe these sites to save money and dont give it to the fat cats. David

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Apartments in Cristian Sur, Tenerife Sur and San Marino

old golfer

I have reduced the amount of tee's I use

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Competitive Golf in Tenerife

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doreen

Still losing as many balls though, I bet

teddybear

Sticking to whats on the shopping list and not buying the extras that you just happen to spot and avoiding the clothes aisles saves me a fair bit every week! Also the boring bit of planning what to eat for the next week which I absolutely hate as Im stuffed if I have bought a load of salad stuff and its too cold to eat it. I hate not being able to change my mind on the day. Staying in at lunchtimes at work also helps and I dont get wet in the rain either!

special_k

My last meal out in Tenerife was 26th october last year been to the local once .depressed ****sed off /but it would be no diffrent in the uk .I now have a job i love been there 6 weeks .I have respect for all who are there .
My hub might be going to uk to get some work very very soon so that will help as he will get work he is good at his job and has alot contacts in the trade .
we are selling one of are places we bought 3 years ago and no profit proberly a loss but so what .
we have are life and will carry on doing the best .
I love my job I love Tenerife and my job and i love my dog so im here for ever and will survivie

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My Countdown

Counting down to: Bruce leavng livearico and flying to uk maybe earlier!
180 days 16 hours 53 minutes

Tenerental

I've had cut back on a few things aswell.

I've cut back on moderation, I've eased off on temperance, completely given up abstinance and seriously trimmed my prudence.

I am pleased to say though, I have begun to dress for excess.

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barrydavies

Buy what you need,not what you want.